Financial Options for Dental Care at Pelham Links

At Pelham Links Family & Cosmetic Dentistry, we believe every patient deserves access to high-quality dental care. Understanding the financial side of treatment should be simple, transparent, and stress-free.

To help patients receive the care they need, we offer several financial options, including dental insurance, an in-office membership program, and flexible financing plans.

Whether you have dental insurance, are looking for an affordable alternative to insurance, or need monthly payment options for treatment, our team can help you understand the best path forward.

You can explore additional details about preparing for your appointment on our Patient Information page.

Dental Insurance Accepted at Pelham Links

At Pelham Links, we believe using your dental insurance should be simple and stress-free. Our team works with all dental insurance carriers and will file claims on your behalf to help you maximize your benefits.

Whether your plan is in-network or out-of-network, we are committed to helping you understand your coverage and minimize out-of-pocket costs.

When you visit, we will:

• Verify your dental insurance benefits prior to treatment
• Provide personalized estimates based on your coverage
• Submit and track insurance claims on your behalf
• Help you maximize your annual benefits

In-Network Insurance Providers

While we work with all insurance plans, we are in-network with several major providers, including:

• BlueCross BlueShield of South Carolina (BCBS SC)
• Cigna
• Delta Dental
• Careington
• LHI (Logistics Health Incorporated)

Using Out-of-Network Benefits

If your plan is not listed above, you can still receive care at Pelham Links. Many PPO plans include out-of-network benefits, which means your insurance may still cover a portion of your treatment.

Our team will handle the paperwork and help you understand exactly what your plan will cover so there are no surprises.

An Alternative to Insurance: The Golden Rewards Club

For patients without dental insurance, Pelham Links offers an in-office membership program called the Golden Rewards Club.

Unlike traditional dental insurance plans, membership programs provide a straightforward way to manage dental care costs without deductibles, waiting periods, or annual maximums.

You can learn more about membership details on our Golden Rewards Club page.

Benefits of Dental Membership Programs

Membership plans often include:

• Preventive services such as exams and cleanings
• Diagnostic x-rays
• Reduced fees on additional treatments
• No deductibles
• No annual maximums
• No waiting periods

Because the program is administered directly through the dental office, many patients find membership plans easier to understand and budget for compared with traditional insurance.

Flexible Dental Financing Options

Some dental treatments require a larger investment, especially when restoring oral health or improving a smile. To help patients move forward with treatment when they need it, Pelham Links offers third-party financing options.

These options allow patients to divide the cost of care into manageable monthly payments.

CareCredit Healthcare Financing

CareCredit is a healthcare financing program designed for medical, dental, and vision care expenses.

Qualified patients may be able to use CareCredit for procedures such as:

• Cosmetic dentistry
• Dental implants
• Orthodontic treatment
• Restorative dental care

CareCredit provides structured payment plans that allow patients to pay for treatment over time.

Sunbit Monthly Payment Plans

Pelham Links also offers Sunbit financing, which provides a quick and convenient way for many patients to access monthly payment options.

Sunbit offers:

• Fast approval decisions
• Flexible monthly payment plans
• High approval rates
• No hard credit check in many situations

This option allows patients to begin treatment sooner while managing the cost through predictable monthly payments.

Additional Payment Methods

For patient convenience, Pelham Links also accepts several traditional payment methods, including:

• Cash
• Personal checks
• Major credit cards

Before treatment begins, our team will review estimated costs and available financial options so patients understand their choices and can plan accordingly.

Affordable Dental Care in Greenville and the Upstate

Pelham Links Family & Cosmetic Dentistry proudly serves patients from Greenville, Simpsonville, Mauldin, Greer, and surrounding Upstate South Carolina communities.

Many people searching for a dentist in the Greenville area are also looking for ways to make dental care more affordable. Whether you are using dental insurance, considering a membership plan, or exploring financing options, Pelham Links provides several ways to help patients move forward with care.

Patients across the Upstate visit our office for services including preventive dentistry, cosmetic treatments, restorative procedures, and dental implants. Our team works with each patient individually to explain available financial options and help them understand how insurance, membership plans, or payment plans may apply to their treatment.

If you are searching for a dentist in Greenville who offers flexible payment options or dental care without insurance, Pelham Links is committed to helping patients find a practical financial solution.

You can find additional details about preparing for your visit on our Patient Information page.

Financial Options FAQ

Does Pelham Links accept dental insurance?

Yes. Pelham Links works with many PPO dental insurance providers, including Delta Dental, Blue Cross Blue Shield, Cigna, and Careington. Our team helps verify benefits, estimate patient costs, and submit insurance claims on your behalf.

What if I do not have dental insurance?

Patients without dental insurance can join the Golden Rewards Club, an in-office membership program that provides preventive care and discounts on additional treatments. Many patients in the Greenville area choose this option as an alternative to traditional dental insurance.

Do dentists in Greenville offer payment plans?

Many dental offices in Greenville offer financing options to help patients manage treatment costs. Pelham Links provides financing options such as CareCredit and Sunbit, which allow patients to divide treatment costs into monthly payments.

What dental treatments can be financed?

Financing may be available for many procedures, including cosmetic dentistry, orthodontics, restorative care, and dental implants. Patients often use financing options when planning larger treatments that are not fully covered by insurance.

Is a dental membership plan the same as insurance?

No. Membership plans are not insurance policies. Instead, they are administered directly by the dental office and typically include preventive services along with discounted treatment. Membership programs usually do not include deductibles, waiting periods, or annual maximums.

What does dental care cost in Greenville, SC?

The cost of dental treatment can vary depending on the procedure, the materials used, and whether dental insurance benefits apply.

For example, preventive visits such as exams and cleanings typically cost less than restorative or cosmetic procedures. Treatments such as dental implants, orthodontics, or cosmetic dentistry may involve larger investments.

At Pelham Links, our team reviews treatment estimates with patients in advance and explains how insurance, membership programs, or financing options may help reduce out-of-pocket costs.

Patients throughout Greenville and the Upstate often explore payment plans or membership programs when planning larger dental treatments.